Thus, Capital One alleged that over a two-year period, the value of Levine’s assets declined from $155 million to $29 million, with $45 million in assets being transferred to his wife for no consideration. To support its complaint, Capital One alleged numerous transfers by Levine and Corrigan during time periods when they should have known that they might have liability to Capital One under their guaranties. Supreme Court denied the motion, but the Appellate Division reversed and Capital One entered a $57 million judgment against Corrigan and Levine.Ĭapital One commenced the Action in 2016 alleging, constructive and actual fraudulent conveyances under sections 273, 274, 275, 276, 276-a and 278 of the DCL. ![]() In another related action, Capital One moved for summary judgment in lieu of complaint against Corrigan and Levine on their respective guaranties. Thereafter, in a related action, TFA sued Capital One for, inter alia, breach of contract and fraud related to the decision to stop lending. TFA’s business “was destroyed” and, when its loan obligations to Capital One matured in late 2014, it defaulted. As a result of Capital One’s decision, TFA was unable to extend new medallion loans or obtain replacement financing. In 2014, due to its decision to stop lending in the Chicago medallion market, Capital One began denying TFA’s requests for funding. The credit line, which was guarantied by Levine and Corrigan, was increased to $80 million in 2012. In 2009, Capital One provided TFA with a $35 million revolving credit line to finance its business. Levine and Corrigan were principals of TFA. Transit Funding Associates, LLC (“TFA”) was in the business of lending money to Chicago taxi owners and drivers to purchase taxi medallions. The facts in Capital One are interesting. December 14, 2017) (the “Action”), recently decided two motions to dismiss plaintiff’s fraudulent conveyance complaint. The Court, in Capital One Equipment Finance Corp. For example, section 273 (Conveyances by insolvent) provides that conveyances that render a debtor insolvent that are made without fair consideration, are fraudulent as to creditors regardless of intent section 273-a (Conveyances by defendants) provides that a conveyance made without fair consideration by a defendant in an action for money damages is fraudulent as to the plaintiff in that action, regardless of intent, if the defendant fails to satisfy a resulting judgment in the action and, section 276 (Conveyance made with intent to defraud) provides that conveyances made with actual intent (as opposed to presumed intent) to “hinder, delay, or defraud either present or future creditors, is fraudulent as to both present and future creditors.” Presently, Article 10 of New York’s Debtor and Creditor Law (the “DCL”) governs fraudulent transfers. ![]() Other times, transfers may be deemed to be constructively fraudulent regardless of the actual intent of the debtor/transferor. Sometimes such transfers are made with actual intent to defraud. In very general terms, fraudulent conveyance statutes are designed to protect creditors from situations where a debtor transfers its assets to a creditor’s detriment. New York Supreme Court Addresses Pleading Requirements For Fraudulent Conveyance Actions Print Article Anti-Retaliation Under The SEC And CFTC Whistleblower Programs.The Confidentiality Protections Under The SEC/CFTC Whistleblower Program.The Whistleblower’s Information Must Lead To a Successful Enforcement Action.The Whistleblower Must Voluntarily Provide Original Information.The Process of Submitting A Whistleblower Claim.Eligibility Under The IRS Whistleblower Program.The Anti-Retaliation Provisions Of The False Claims Act.What to Expect When Blowing The Whistle.
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![]() SOURCE: Education Commission of the States, 50-State Comparison: State K-3 Policies, retrieved December 28, 2020, from, and 50-State Comparison: Free and Compulsory School Age Requirements, retrieved December 28, 2020, from. School districts must establish and maintain relationships with a district that offers one full-day kindergarten. Minimum age for kindergarten entrance is 4 years 7 months before the first day of the school year.ġ5 LEA may require students admitted to kindergarten to attain the age of 5 on or before August 31 and January 1.ġ6 Beginning in the 2018–19 school year, districts must offer prekindergarten to all children who are 4 years old before July 1.ġ7 Kindergarten entrance age is 5 on or before September 1 for 5-year-old kindergarten or 4 on or before September 1 for 4-year-old kindergarten.ġ8 Children must attend in districts that offer kindergarten.ġ9 The state requires that LEAs offer half-day kindergarten. The cutoff date must be after October 1.ĩ Children are required to attend full-day kindergarten in the Abbott Districts.ġ0 Students must be between the ages of 4 and 6.ġ1 The initial entry point into school is kindergarten, but a principal may override this for an exceptionally mature student and place the child in grade 1.ġ2 Districts may adopt a resolution establishing August 1 instead of September 30 as the required date by which students must have attained a specified age.ġ4 Students must be between the ages of 4 and 6. In Texas, this is an option for a school district's board of trustees.ģ Children who are 4 or 5 years old and enrolled in a school district are considered to be compulsory attendance age unless a parent or legal guardian notifies the school district in writing of their intent to remove their child from enrollment.Ĥ Or children must otherwise satisfactorily pass an academic readiness screening upon enrollment in grade 1.ĥ A child between ages 5 and 7 can be excused from school attendance if a parent or guardian makes a written request that the child be dropped from the school’s rolls.Ħ Metropolitan districts can establish a policy that a child must be 5 on or before any date between August 1 and October 1.ħ Or children must otherwise be assessed as prepared to enter grade 1.Ĩ Districts may admit children ages 4 and 5, and they must admit children ages 5 to 6. California State Preschool Program (CSPP) is an age and developmentally appropriate program designed to facilitate the transition to kindergarten for three (3) and four (4) old children in educational development, health services, social services, nutritional services, parent education and parent participation. Types of state and district requirements for kindergarten entrance and attendance, by state: 2020 Stateġ The total reflects the number of "Yes" responses in the column.Ģ Districts must offer either full-day or half-day kindergarten. It should use all the same settings that you just set Once it plays well in Lutebot, 'Save Current Song' into the LuteMod Partitions, and test it in LuteMod.(Optional) When satisfied with the song, save it.Consider disabling any instruments that lute can't reasonably mimic strings, bells, etc.If it's still messy, consider disabling any tracks that cover the same range as others if there are two Acoustic Grand Pianos that both are the same size and play at mostly the same time, you can usually get rid of one.If you get to a part that sounds bad, uncheck the box in Track Filtering for one of the instruments that lit up ![]() Watch the instrument colors light up when they play. Play the song in a local match, via Lutebot.This should show all instruments on the piano roll Click on the ' Advanced' button in the bottom left of Track Filtering.Open the Track Filtering menu if it's not already (Window -> Track Filtering).Here's my simple troubleshooting process: Since the lute now plays more notes, many songs will be bad by default. You can setup your own Key Bindings in the Settings -> Key Bindings menu of LuteBot. Close the console so you can close the chat and probably go back to first person Open the console with PageDown so that you can close the team select. You cannot press Ctrl, Shift, or Tab while playing, or you will be forced to the Team Select screen You cannot move freely while playing with LuteBot use LuteMod to move freely Press Numpad + (default) to play/pause the song.Enter a match with a Lute and wait for the match to start.If not, click Load Midi and browse to the midi file Load the midi if you are using the Guild Library, select it and click Play.If you're an initiated member of The Bard's Guild, you can also check the #midi-submissions channel for midis, or use /search inside the discord Not all songs sound good on lute, which can't hold long notes, or flute, which can't play complex pieces.You cannot convert an mp3 or other sound file to a midi file (it will sound terrible).Many niche artists and songs don't have midis you'd have to make one.Just google for 'song name midi' or 'artist midi'.You can also Download your songs from the internet There is no way to browse the full library at this time Only the top 20 results are returned you must be specific.The Mordhau Score is a bit outdated, but might still be a good indicator if a midi has been edited or not.These songs are downloaded to %appdata%/LuteBot/GuildLibrary/songs when you load them (if you don't already have them).The easiest way to find songs that are already curated for Mordhau are through the Guild Library in LuteBot You also must set the new console key in LuteBot, under Settings -> Key Bindings, if using anything other than PageDown.Inside Mordhau, open Settings, scroll to the bottom, and change your 'Open Console' key to PageDown.You may need to re-set your console key in Mordhau each time it updates Note that in Mordhau, a No vote is the same as not voting, so PageDown is a safe key to replace Your console key must be PageDown, or any key that doesn't type something when pressed - PageDown, PageUp, Home, End, etc You're also welcome to examine and build from the source, for security, using Visual Studio 2017+.If prompted by Windows Defender, choose More Options and then Run Anyway.If upgrading from a previous version, you should remove old files prior to install, or install to a new folder.Download the latest version of LuteBot.x.x.x.zip from.7.8 LuteBot doesn't detect Mordhau or vice versa. ![]()
![]() If the animals are not showing any aggressive behavior toward humans or pets, just listen and enjoy the wild canine song. The nocturnal calls of owls at their finest: Owl hooting. Generally, there is nothing to be concerned about when you hear coyotes calling. Groups in urban areas tend to be smaller. Group size in most areas is five to six adults in addition to pups born that year. Listeners consistently overestimated the number of coyotes by nearly two-fold*. There is a lot of eeriness associated with the Fisher cat call and most of it is to do with the ferociousness of the animal and the creepy sound of the Fisher cats screech, compounded by the fact that it is found in the wilderness and can be heard mainly during nights. Researchers with the Caesar Kieberg Wildlife Research Institute at Texas A&M University played recordings of 1-4 coyotes howling and yip-yapping and asked people to estimate how many individuals they thought they heard. People typically overestimate the number of coyotes they hear. They may bark when they are defending a den or a kill. Coyotes howl and yip primarily to communicate with each other and establish territory. ![]() ![]() Doing so would draw attention and might attract competing coyotes or other predators to their location, which is not something a hungry coyote would want to do. While coyotes howl for a variety of reasons, it is not likely because they have downed prey. Some mistakenly believe howling indicates that a group of coyotes has made a kill. The sound of coyotes howling and yipping at night sometimes causes people concern and alarm. It’s so easy that even a child can use it efficiently. Use Doodly- a super powerful, super effective tool to create all your doodle videos in minutes. Avail the annual plans and get a discounted rate of 49% on all the plans.ĭon’t let the professionals overburden you with exorbitant charges for their skills. Be your own master and sell your doodle videos like a pro with the Enterprise Membership Plan.įor the user’s convenience, it offers three types of plans- Standard at 39 USD per month, Platinum at 59 USD per month and Enterprise at 69USD per month. Take the membership to get 2 new characters, 80 poses and 50 new props every month. Not only that, Doodly provides its users with up to 80 royalty music clips that can be used in the doodle videos. Having 1100+ props and images, Doodly can set any mood you desire of it. Use Doodly and obtain better results than the professionals themselves. With numerous hands identifying people of various ethnicities and backdrops, to multiple readymade props, characters and such, Doodly is all set to give your doodle videos that professional look.Ī skill set is not required of you to use Doodly- it’s that easy! With Doodly, you will create your videos in minutes, not days, weeks or months. Don’t let that dishearten you Doodly is here, your very own tool to make professional, realistic doodle videos in minutes. It takes weeks, often months for your professional videographer to provide you with that doodle video. Until then, Doodle videos are just a step away. ![]() ![]() ![]() If you are unhappy with the Doodly software, you will get a full refund. Note: This is a limited time offer Doodly Free Trialĭoodly offers a full 30-day money back guarantee. Step 1: We will first retrieve the process list that MySQL is executing. The processlist schema stores the list of all the users logged in and data related to each of the operations performed by users on that database at that particular instant when the query was fired. In that case, if we want to fetch the list of the users currently logged in to your MySQL server can be done by querying on the processlist table of information_schema. There is a possibility that there are multiple users of the MySQL database server, and many users can access the system simultaneously. Checking all the currently logged-in users The functions USER() and CURRENT_USER() can retrieve and fetch the current database user.ģ. You can achieve this by taking the following steps:Įxplanation: The above-returned result of the CURRENT_USER() function is in the format of the user’s name and then symbol that the host further follows. Step 2: One more method is available to retrieve the current user: the current_user() function. Step 1: You can use the following query to accomplish that:Įxplanation: The above function returns the current user’s name, then the host that, in our case, is %, and then the database server’s address. MySQL provides us with the function user() that can be used to retrieve the database’s current user. Most of the columns of the user table that store the values like boolean, i.e., either true or false, have the datatype of an enum having values ‘Y’ that stands for true and ‘N’ that specifies false, i.e., enum(‘N’,’ Y’) datatype that informs whether the particular privilege is assigned to the user or not. Then, in that case, you can choose privilege-related columns as done in the following SELECT query:Įxplanation: Other columns can be retrieved, whichever you want, using the select query. Step 4: Suppose you want to retrieve assigned privilege-related information of the users. ![]() To retrieve more information about users, we can add the columns we want to retrieve in the select query as follows: ![]() Step 3: To retrieve the data from the user table of the MySQL database, you first need to login to MySQL using MySQL -u root pg command if you are using MySQL from the command line through the terminal or if you are using an IDE, enter your credentials or editor such as sqlyog of workbench.Īn alternative to using the above select query, you can first fire the command to select the MySQL database and then fire the following choose query that will produce the same output as above: Step 2: We will first retrieve the names of all the users from the user table using the following SELECT query:Įxplanation: We can see that four users are present for my database server. If you are currently using MySQL as your chosen database, you can utilize the following method: ![]() Zebra Pen may also be known as or be related to Zebra Pen, Zebra Pen Corp and Zebra Pen Corporation. The data presented on this page does not represent the view of Zebra Pen and its employees or that of Zippia. None of the information on this page has been provided or approved by Zebra Pen. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. 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Continue shopping on the Zebra Pen store until you have included everything you want to your baskets. Zebra Pen is currently offering 1 coupon code and 90 total offers for discounts on their website. Find valid promotion code on the Zebra Pen coupon page and click "Get Code" next to the one of your choice. ![]() The browser version of Grammarly works very well for most users. No matter what, when, or where you are writing, Grammarly is always helping you write better and more accurately. There is also support for Google Docs, but this feature is still in beta. It also works on mobile devices as well as with an iOS Grammarly Keyboard app. ![]() You can use it in any web browser, with WordPress, and even on your social media sites. It also has a plugin for Word in Microsoft Office for PC users. So it is always on and always helping me correct my writing in real-time. It works with so many sites, platforms, software, and applications. It is one online writing tool that I always have switched on in Chrome to use with my WordPress editor. Without a doubt, Grammarly is the number one online grammar checker.įor a lot of writers, it’s one of the best writing apps around. You can also read my full Prowritingaid review. It is my number one go-to editing tool when I need to work intensively on very long documents such as long-form articles or book manuscripts. There are also easy to use extensions available for Chrome, Microsoft Word, Google Docs, and Scrivener too. These will give you a huge range of suggestions to improve your writing. There are over twenty different writing analysis tools and reports in the premium version. It is a superb writing aid for authors and writers of long-form content articles. It offers you a lot of functionality to help you write more accurately online using a simple Chrome extension to check your grammar and spelling.Īre you an author? Then you should consider all the editing and checking tools that are available with this app. You can use the free version of ProWritingAid. ![]() Prowritingaid is one of my favorite writing checkers. Try them all to see which one or two work best for you and your style or type of writing. Each one will help you improve the quality and accuracy of your writing. Here are six of the most popular free grammar apps to get you on your way. It always pays to check and double-check your writing and sentence structure before you publish it online. I use one for grammar and spelling and another for writing style and readability. In my case, I always use two programs to check my writing. You are probably looking for more developed programs and options. Some writers might only need a simple online checker for blog posts, articles, or essays.īut for a content writer or author, it is different. There are a lot of online apps to check, correct, and improve your writing.įor every writer, the options will be different depending on your writing style and needs. The most essential writing app you always need must be a reliable grammar corrector and a spellchecker. I may receive a commission if you purchase a product from this page. Please note that this page contains some affiliate links. See if you can find a few new favorites to download for your laptop or to use online. Scan through my list of the best free writing software and apps below. They will help you at school, college, or university.įor every type of writer, here are some of the very best free-to-use and freemium apps for you to make your choice. It doesn’t matter if you are an author, a blogger, or an article writer.Ĭhoosing the best tools for your writing needs will save you time, effort, and lots of money.įree apps and writing software for students are a huge bonus. Very often, a free app will do everything I need.īut yes, sometimes I opt for a premium version to get all the features if it is really a fantastic tool. With online writing software, I always start with a free version to make sure a new app does what I want it to do. You can find lots of free writing software online, but you want writing apps that work best for you and your writing process and style. I have tried almost all the writing tools and apps in this article and use a lot of them every day.įind the best free writing software and apps for you There are also many lite versions of popular premium apps available that can offer you tons of fantastic features. You can find creative writing apps, grammar checking apps, word processors, mind maps, index cards, book writing programs, and productivity tools.Īll of them will help you get on with what you do best, which is writing, of course. It includes free writing apps for Windows, Mac, and Linux users. This page is regularly updated to bring you the biggest choice of free software and apps for writers. If you are looking for new apps and tools to improve your writing, you have come to the right place. You can choose and try so many terrific writing programs and tools today. You will find that most of them are unrestricted and will cost you nothing to use. There is no need for you to spend a penny to get some of the best free writing programs to help you write more productively and accurately. Summary of free writing software Your free writing software choices Once you’ve got your content sorted, you can change the theme of your video. There’s also a selection of royalty free music you can pick from – or upload your own – to give your video some personality. If you want to place text over your video, Spark will automatically adjust the text colour to make it visible. Uploading video is easy and there is a handy editor so you can select the section you need. Spark will automatically adjust the placement (if you don’t get the text box bang in the centre of the slide, for example), it’s fool proof! When you add text, you can change the size and, depending on the slide layout, drag and drop it to different positions on the slide. This is a useful feature as the layout options are suited to simple slides with short text points and large images or videos. It’s easy to add narration, simply click the microphone icon. I’d like to see a few more slide layout options, including one with multiple icon holders, to give users more flexibility. There are a handful of slide layouts which let you arrange content in different ways, for example, a full bleed image, title slide, image with caption etc. You can also add icons from the icon bank – this pulls in free icons from around the web. You can easily add content such as text, video and images to the slides and you can drag and drop slides to change their order. This extra guidance really adds value, stopping you from simply copying and pasting text in and encouraging you to order your content effectively. There are also prompts describing what each slide should cover. Each story template has a slightly different structure to help you focus your message – the one in the screenshot below has Setting > Problem > What could be > Solution etc. When you open it up, you’re immediately prompted to consider what type of story you’re telling and can pick from a story template or start your slideshow from scratch.Ī slideshow is built from – you guessed it! – slides. Slideshow is a tool created for storytellers. Spark Page allows you to create image-rich web pages, and Spark Video helps you make professional looking and sounding short videos. We won’t be talking about Spark Post today, but it lets you create fun social graphics. Using Adobe SparkĪdobe Spark combines three design apps, Spark Page, Spark Post, and Spark Video. Spark wants to empower users to communicate and share stories, without sweating over their computer for hours! We decided to review Adobe Spark and see just what it can do. Spark was developed to help people with no design expertise create social graphics, web pages, and short videos with impact. ![]() It is intended for quick use of free or low-cost online tools and not for larger, more costly tools that require more rigorous data privacy vetting.Adobe Spark is an online and mobile design app. The guide provides guidelines and examples to help faculty consider the information students might be giving up when using a new tool. The Quick guide to secure handling of confidential student information for faculty using online learning tools (.PDF) (developed by the Teaching & Learning Centre and ITS) helps faculty choose secure online tools for teaching.
Many online retail stores are also offering AI chatbots to their customers as a way to improve the customer experience. Online shopping has become the norm for many consumers. is the second challenge that is mentioned. It is also mentioned in the same report that finding basic details about a business’ address, phone ,etc. In 2020 State of Conversational Marketing report, it is mentioned that being unable to get answers to simple questions is one of the three biggest challenges that people face in the last year. ![]() Research has shown that consumers' frustrations with online experiences have grown rapidly in the past years. The bot is autonomously programmed by software engineers with specific instructions on how to interact with users.Īccordingly, they are designed to answer simple questions about the business/product. The same number was 2.8 billion dollars in 2019.Ĭhatbots are agents that interact with humans through dialogue. Insider Intelligence's article on chatbot market trends claims that by 2024, it's estimated that chatbots will drive $142 billion in consumer retail sales worldwide. If prospective customers get their answers quickly from the business about the product/service, they are more likely to convert. They want round-the-clock service for any issue.įor example, they want online banking at any time, and they expect it to be secure, easy to use, and fast.Īccordingly, in this new era of business, companies are looking for ways to develop chatbots and virtual assistants to solve consumer problems at any time to meet the demands. Businesses must be ready to integrate them into their existing business model.Īccording to a recent study on customer service, 90 percent of businesses reported a decrease in customer service time with the help of chatbots.Ĭustomers have high expectations in this new era. ![]() In the report on chatbot market by Grand View Research, Inc, it is suggested that in the next 10 years, the global chatbot market is expected to reach 2.5 billion.Īccording to a new report by Grand View Research, it's because businesses are increasingly using chatbots to save costs, boost productivity, and increase customer engagement.Ĭhatbots are on the brink of big growth. You've probably read a ton of hype around chatbots being the future of customer service.Īccording to an HBR (Harvard Business Review) article, a car rental company used virtual agents as a customer service.And they stated these chatbots were able to identify and automate 68% of service calls.Īdditionally, businesses can cut off their customer support costs by using a chatbot.**Īccording to Chatbots Magazine, companies can save 30 percent by using digital assistants to answer customer questions. Chatbot Challenges/Disadvantages Statistics."I think chatbots and voicebots may become the future of commerce, as it relates to Gen Z." - Tiffany Zhong, Founder & CEO of Zebra IntelligenceĪre you ready? Are you aware of these crucial chatbot statistics to have a better understanding of their future? Table of contents: The statistics show that it's not just a fad, but a serious business opportunity that's already being adopted by the biggest names in the industry. It's only a matter of time before the majority of people use chatbots for their business and social needs. In fact, according to Finance Digest's article on AI, it is predicted that AI will power 95% of all customer interactions by 2025. The chatbot revolution is upon us, and it's changing the way we interact with companies and brands. ![]() Top 20 Must-Know Vital Chatbot Statistics 2023 |
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